Student Bank Accounts

What is the difference between a student bank account and a current account?  If you have a student you want to make sure they have the right bank account for them.  Student accounts can be obtained for any student.  There are restrictions placed on the younger student, however.  In fact most of the student accounts ask that you are 18 years or older and enrolled in a university programme to get the most out of the student accounts.  Halifax has a student account that offers free interest on overdraft protection if you are 18 years or older and live in the UK.  If you meet the requirements of the student bank accounts then you get to open one.  For all accounts you must be a full time student.  Most of the student accounts will last for 6 years and then you have to convert to a regular current account. 
Different banks have different options.  Some banks will allow a student current account if you are 16.  Other bank accounts for students allow a younger child to obtain an account, but there are heavy restrictions on the account.  Anyone that is younger than 18 will not be able to have a debit card for the account.  This means the student must stop at the bank and have a withdrawal slip in order to get a little money out of the account.  The student bank accounts will offer interest to be earned.  The interest rate is around 2 percent at most of the high street banks for student accounts.  They also have 25 percent off of an AA membership. 
In some cases the students are also allowed to take our commission free foreign currency and American Express Travellers Cheques.  There are plenty of options for the student banks accounts.  In the UK banking is more restricted than the US.  Most of the students will only be able to have their student account for 6 years in the UK and must be 18 years or older to get the most from an account.
These options are changing slightly.  This year a proposal to offer student accounts to the younger generation as well as debit cards went into effect.  Now some banks are offering students who are 14 a debit card to use with their account.  There has been a lot of controversy over this option. 
For you the choice is going to be what you want from the account.  A student account allows for discounts, and more savings than a regular current account, especially in the overdraft interest.  In order to choose the correct student account a comparison of all bank accounts is needed.
With student accounts you are only able to withdraw a certain amount of money per month.  This restriction can make it a little difficult to pay for courses or class materials.  Again this is why a comparison is needed.  Only some student accounts have extreme conditions that make it hard to use them.  After all it is your money and you have to be able to live on it.